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cjmarketingtools.info started with your own free money making website and product review menu skip to content home 5 explanations for why you need a local furnace to improve becoming more confident color get your sr22 insurance now if you in springfield va new innovation in tracking luggage nimbus data announced cooperation flash supply options quartz granite countertops role of commercial claim adjuster things consider artificial grass design things consider choosing professional painter tips on lowering your auto insurance we can serve your specific needs from aerials tv what ehic rights do you have in denmark what to consider when having an installed carpet when to contact your insurance company about updating your policy a time line to create wealth a time line to create wealth palos verdes, ca- our investment philosophy is based on an individual’s chronological time line, which consists of three periods: (1) asset accumulation, (2) wealth building, and (3) asset conservation and how they are used to create wealth the playing field is not level the financial journey through life’s time line starts at different levels, depending on whether you were born with a plastic or a silver spoon in your mouth. as you travel through your time line, your in-vestment options change. knowing where you are and what options are available will help you make the right choices. a winning financial plan up to age 35 the first chronological period of your life—mid-twenties to mid-thirties—should be devoted to accumulating assets and acquiring basic necessities. when you’re just starting out, your assets are usually limited and the major portion of your income goes for the basic needs—food, clothing, and shelter. this is the time to save, save, save! amass as many investment dollars as possible. your approach to investing during this period should be through tax-deferred plans at work or individual retirement accounts (iras). your degree of risk should be moderate. investments included in this category are high quality corporate bonds, blue chip stocks, and growth-oriented no-load mutual funds. every effort should be made to purchase a home now. the advantages, from tax savings and equity buildup, historically outweigh the short-term benefits of lower monthly rent payments. be careful when sheltering yourself and your family from liability. only pay for protection when you’re purchasing life insurance. purchase whole life insurance if it will yield a higher rate of return than other investments. after reading the chapter on asset protection, you might seriously consider reducing your liability coverage. remember, your main financial goal during this time is tax-deferred accumulation of capital. don’t take risks with your investments. save as much as you can so that when you enter the next phase of the time line you’ll be ready to move forward. investing between the ages of 35 and 50 after earnings have increased, assets have been accumulated, and necessities are under control, it’s time to move on. ready or not, you must face the challenges during this aggressive investment period of your life, when you are between your mid-thirties and early fifties. the best financial plan for you your best financial plan is to create the maximum wealth during this aggressive investment period of your life. build financial security yourself. don’t rely on others to do it for you. many people who relied on major banks and insurance companies for financial security ended up short when these institutions failed. the social security system will not do much better. you should be careful not to over diversify your assets or adopt a “hold-back” attitude. you must concentrate your assets into one or two aggressive investments rather than spreading them out. diversification often leads to ineffectiveness. what if you fail during this period? what is your down side? if you consider your ability to bounce back because of your age, the political influence of your generation, taxes, and inflation, the real risk is minimized. make your aggressive investments now. as you get older, your ability to rebound declines. if you do not try at this stage in your in-vestment time line, you probably will never do it, and more importantly, you will never know whether you could have made it. this entry was posted in uncategorized on september 8, 2018 by admin . planning to build a start up choosing the right business partner planning to build a start up choosing the right business partner find your business partner this way becoming an entrepreneur becomes an option for many people, because it is believed that this can be promised financial freedom as well as freedom of time with family. more and more employees flocked to resign from where they work to establish a new business with brilliant ideas. but sometimes many people are too hasty to make a decision to establish a business, so eventually have to folded. according to research conducted by john l. nesheim written in his book entitled high tech start up the complete handbook for successful creating new high tech company, possibly only 6 out of 1 million ideas for high tech business that ultimately managed to go public. in addition, there are various causes of start-up not last long one of which is wrong in choosing a business partner. then how to find the right business partner? planning to build a start up choosing the right business partner 1. required strong chemistry having strong chemistry is usually necessary in choosing a life partner, as well as choosing a business partner. this does sound strange, but if in the beginning you do not click with your business partner candidate it will be difficult to proceed to the next stage. 2. have a vision of mission in line vision and mission is the forerunner of a start-up stand. not just in business, all aspects of life require a clear mission vision. so choose a business partner who has a vision of mission in line with you, if the vision of your mission with the partner has been strong and complementary, your business will grow brilliantly. 3. see track record everyone has a track record whether it’s good or bad, and one way of identifying a person’s character is by looking at his track record. not everyone who is bad in his past can not be good in the future, but if there are experienced and have a good track record why not chosen? building a start-up requires a reliable and trustworthy partner that your business can grow exponentially. 4. showing commitment and consistency planning to build a start up choosing the right business partner try asking for help to your prospective business partner to help you complete the small project you are working on, before actually pioneering a joint venture. see how he works, if he shows his commitment and consistency do not hesitate to choose him as your partner. 5. make the black rule above white not enough just to see the track record and how it works? make a letter of agreement and the rules that will be followed later in writing. man is the wrong place, if you find your partner today is a person you really believe then suddenly in the end is not as expected, you will surely feel disappointed. to avoid the things that are not desirable then make a black rule on white is a must. 6. shared responsibility should be clear sometimes in the beginning of building our business will be demanded for multi tasking. but even so you and your partners must know the boundaries in doing their respective tasks so that they will not collide with each other. make the division of responsibilities clear and transparent so that work can be completed as quickly as possible. 7. accepting criticism to build a solid business requires humility. you and your partner must discard each other’s ego and accept each other’s input. if you do not create these conditions then your business will not move forward. try to see from various angles, then you will realize that criticism is something that bui
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Domain Name: CJMARKETINGTOOLS.INFO
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ADDRESS
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2-9-18 Maehara-Higashi
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EMAIL ads11860@nifty.com
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